Getting Things Done on Monday

J. just pushed 'send' on an email with all of the requested documents for the mortgage process.  We will send our March bank statement as soon as the bank posts the pdf's to their website so we can log in and retrieve them.  We're hoping things go very smoothly - we are pretty sure they will but you also never know.  We're only putting 20% down - have 10% down already - so it will be a Jumbo for sure.  We know Jumbo's are much harder to get but - it's what we need so we're hoping it will work.  Last time we talked to the lender (about 18 months ago in person), he was planning to do a first and then get a second to avoid a jumbo.  We're not willing to do that - no need to - and 2nd's have much higher interest rates....so no.  Let's just get one loan and get it done. 

We talked about paying off our car loans with the house proceeds and still may do that - but haven't yet.  If we need to (in terms of qualification criteria), we can.  But for now, we're planning to have quite a bit of savings from the Tracy house sale to use for new house 'stuff'. 

I called the doctor's group for the urgent care center I went to in January because I haven't received any invoice from them and I know I owe them some co-insurance amounts for that visit.  I left a message - realized they may not be working.  Medical care is essential - billing is optional, most likely.  So I'll wait.  I was worried that the invoice got mis-directed and the amount due is sitting out there waiting to be an issue with getting our home loan.  Which is pretty ridiculous 'cuz I doubt it would be an issue. 

Also worked on H.'s taxes and will submit those later this evening or tomorrow morning - he is getting back a bit - every little bit helps.  Encouraging him to think of the tax return and the COVID-19 payment as an opportunity to get a little ahead.  Prepay a month's rent and then save for the next month with every paycheck so he has the full amount he needs the first of every month.  There are a lot of learnings with him regarding financial stuff.  It's a slow process at times.  He'll get there. 

Had a Facetime call with B. yesterday - he's feeling the effects of being closed in a lot.  He did get out for a run and will do that again today, hopefully - his two days off this week were yesterday and today.  Also chatted with him a bit on Facebook this morning.  Nice to get caught up. 

J. has an invite to play golf with friends tomorrow and while my rational side is thinking he shouldn't do it, my internal side is saying 'let him go'.  They will do separate carts.  He will wear gloves.  He will take bleach wipes and wipe down EVERY SURFACE of the cart.  They will not 'group' with each other - no discussing hole strategy, analyzing the shot.  Stay 6 feet apart at all times and DON'T TOUCH YOUR FACE.  Then come home and get in a super hot shower.  The things they will do for golf.

B. asked how we were feeling and I confessed that I've had a couple times where I've felt 'off' - but I wake up feeling OK.  No fever.  No cough (other than my usual draining sinuses cough).  Doing our best to avoid contact with the virus.  I haven't been out of the house for a week (as of today) and no need to venture out for anything for at least another week - maybe even two.

The social distancing has been officially continued through April.  The casinos had already been ordered to stay closed until April 18th but we're sure they will stay closed through April and won't be at all surprised to have the policy continue into May.  It's harsh but it will save lives. 

Neighbors in our old neighborhood are posting about people hosting parties - like this time off work is just a huge vacation.  Gatherings of dozens of people for a karaoke party (for example) - all in one house.  Clearly, people just don't get it.  There was a report of a church who refused to close - so parishioners showed up for Sunday services.  Another church leader is under arrest for refusing to close.  (Two different examples, two different churches).  It seems people don't understand why it is imperative to do this - after all, it's the first pandemic most of us have every experienced in our lives.  Still - when you're told to NOT gather in groups of more than 10 and to avoid gathering EVEN in groups of 10 when at all possible - and some states have made it illegal to gather in groups at all - you'd think people would figure it out. 

While J. is playing golf tomorrow, I'm going to clean the house and hopefully bake shortbread cookies.  I've got a mix to use as a 'quick' starter and baking is fun for me.