Since we moved into the house, we've been planning to make an IRA withdrawal to back fill all the savings we used - we put a sizeable down payment on this house necessitated by the jumbo mortgage market crashing - caused by the Covid crisis. Timing was awful - we could have tried to shop around but we were within weeks of needing the loan so we increased what we would fund on our own to ensure there would be no issue.
Landscaping took another huge chunk.
Our savings balance was at an all time low and that makes me nervous. I'm the person who pays the bills and when our savings gets so low that anything unexpected becomes an issue, I feel antsy.
J. crafted an email to our financial advisor yesterday - I would have probably added more detail, reassured him we didn't plan on making lump sum withdrawals often - but J. said 'it's our money, honey. He's not going to blink about our request and it will be OK'.
It is/was. Our advisor replied back within 20 minutes and said they will get on it Monday morning and confirm back when the funds will be in our checking account.
And just like that, we're (more than) flush again - whew!
It's an eye opening thing to 'do the math' and realize how much more we have to take out to net what we need. The joy and the pain of pre-tax savings.
Grateful and very blessed - sorry if that sounded like I'm complaining.
With HUGE jackpots all over the casino and having turned a free play Saturday into a Major jackpot on Dragonlink [thus coming home up], I returned to Reno again today and played for a bit. Not as many consistent 'hits' as yesterday but I did bounce from machine to machine and had a pretty great bonus round that helped me recover a bit. And on another spin in the same bonus round, the Major did drop - but didn't have enough 'orbs' to trigger the win. Oh well. I have free play again this week and again next Saturday so I'm looking forward to playing and trying for a Grand or Mega jackpot - winning one of those in my lifetime is a bucket list.
Christmas tree is in the garage again - we need to do some reshuffling of boxes on the overhead shelves. And there's still some boxes I want to go through just to know what's out there. I found an estate firm that might be able to help me auction off the Cow Parade figurines we have - I'm not going to put them in the house and I'm not a big fan of using an online selling site...though I might try.
J. fired up the Roomba today once he'd moved the tree into the garage. Roomba is really amazing - it ran out of power so it returned itself to it's station, recharged, undocked itself and proceeded to clean right where it left off! We love it!
There's a big storm coming in tonight so it's possible tomorrow will be rain and snow. It will be a great day to hunker down and work around the house.
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